refactor: make payments app a soft dependency (backport #33245) (#33677)

refactor: make payments app a soft dependency (#33245)

refactor: make payment app a soft dependency
(cherry picked from commit 0b86b1baca)

Co-authored-by: Ankush Menat <ankush@frappe.io>

.github/helper/site_config_mariadb.json

@@ -11,6 +11,6 @@
  "root_login": "root",
  "root_password": "travis",
  "host_name": "http://test_site:8000",
- "install_apps": ["erpnext"],
+ "install_apps": ["payments", "erpnext"],
  "throttle_user_limit": 100
 }